What are the major problems with the U.S. health care system today, from your perspective?

It is clear that the U.S. Health Care System faces a variety of problems. In my opinion, they include: lack of affordability, excessive costs for medical services and drugs, poor quality care in delivery, a lack of coordination between insurance companies and providers as well as an administrative system with high overhead.

In terms of access there are still millions of Americans without any form of health insurance – particularly those who are employed in low paying jobs or who do not qualify for government assistance programs like Medicaid or Medicare. This further exacerbates existing disparities between socio-economic groups when it comes to receiving timely medical attention; it also puts additional strain on emergency rooms as many individuals end up utilizing them instead due to their inability to pay for out-of-pocket services elsewhere.Additionally, there has been a marked rise in healthcare costs over the past few years due mainly to inflated prices charged by providers and pharmaceutical companies. Patients are often unable to pay these high fees, which can lead to significant unpaid debts for both them and their insurers. People with chronic illnesses or long-term illness may even decide to stop receiving treatment altogether because they cannot afford to continue paying for prolonged care.

Finally, administrative complexities prevalent within this sector have only compounded matters further – from escalating paperwork requirements imposed by insurers on doctors’ offices/hospitals which leads to extra staff time being spent handling such tasks rather than providing patient care itself all the way through difficulty navigating insurance claims processes that require individuals undergo multiple steps before obtaining reimbursement if even eligible at all.

Overall then given all these challenges it is clear that much work needs done if we wish improve our health care system so that everyone is able receive quality treatment at an affordable price regardless of whether they have insurance or not – preferably without incurring excessive debts along the way.