Suggest  one (1) plan that you would use to purchase health insurance for your  organization. Determine the extent to which employee lifestyle choices  and health economics would factor in to your chosen plan. Provide a  rationale for your response.

Nurse homework help | Nursing homework help

One plan that could be used is to work with an insurance broker or consultant who can help assess the organization’s needs and budget, and then provide recommendations for the best insurance plans available. It would require identifying how many employees need insurance, as well their ages and any medical conditions they may have that could affect the coverage available. The broker could then compare plans from different insurers and provide recommendations based on the organization’s specific needs and budget.

The chosen plan would be influenced by the lifestyle and economic choices of employees. The plan could include extra coverage to cover smoking cessation or other preventative health care services if there is a large percentage of smokers or employees at the company. Alternatively, if an organization’s workforce is relatively healthy, they might choose to offer more basic options in order to reduce costs.

The goal of any organization’s health insurance plan should be to offer adequate coverage while controlling costs. A good plan will take into account the organization’s unique needs and the health risks of its employees, and will provide options that balance coverage and cost considerations.