Select two of the provisions of the Act that you believe significantly impacted business operations.

1. Volcker Rule limits bank investments in private equity, hedge funds and other funds. It also requires banks to implement a compliance programme to ensure the proper implementation. Financial institutions have reduced their risk because they don’t have the option to invest in potentially profitable assets that might increase exposure to losses.

2. Created the Consumer Financial Protection Bureau, with broad consumer protection authority for products like mortgages and credit cards. This provision has helped protect consumers from predatory lending practices by providing an agency dedicated solely to monitoring lenders’ activities. The provision has improved transparency in the business world, as businesses must disclose clearly all of their terms to customers so they can make educated decisions about a particular product or service.