If I were to choose between these two investments, I would take into consideration a number of criteria that are not financial. First, I’d look at each investment option’s risk profile. For example, while a mutual funds may have higher returns, it can also be more volatile. Index funds are typically conservative and better for those looking to make steady, long-term gains. I’d also consider the track record of managers and funds, as this will give me a better idea about how they manage money in the past.
Furthermore, I would also assess taxation policies that apply different investments as part my analysis; depending on where one resides there can be significant differences when comes taxes—especially if one is investing overseas—so it’s important make sure these issues are taken into consideration order maximize net return after all fees/expenses have been deducted.
Finaly, by doing research on the organization or company that is behind each fund we will be able to gain an understanding of their goals and values which can influence our decisions. These criteria will help determine the best option for us while ensuring that we are able to enjoy peace of mind, knowing our hard-earned money is invested in a wise manner.