Stocks, bonds, ETFs, and Real Estate Investment Trusts (REITs) are the securities I would choose if my policy guidelines and directives were to be followed. Stocks can be a good option as they provide both long-term potential growth and dividends, which are able to generate an income stream. The lower-risk profile of bonds and their ability to pay interest regularly make them a good option.
ETFs offer the benefit of diversification, which helps spread risk across different sectors and asset classes. Losses in one sector can then be made up by gains in another. REITs offer investors the opportunity to get exposure to real-estate without actually owning any physical property. They provide an added layer of diversity while also offering some upside. These investments all meet my requirements and have the potential to grow over time, which is why they’re suitable.