As a bank loan officer, you want to reference detailed columnar loan portfolio data with a list of past-due loans. Which is the most effective tool for doings so?

Final exam Fin615 Spring 2014

As a bank loan agent, a database-management system (DBMS) would be the best tool for referencing columnar data on loan portfolios with a listing of past-due loan amounts. A DBMS allows you to quickly sort large quantities of data and then retrieve it. The software allows the user to look up specific rows or columns within a dataset to find specific information, such as past-due loans.

DBMS also have other features, such as query language. These allow the user to create complex queries that produce rapid results. They allow for adding/editing/deleting records, generating reports and setting up security protocols. This flexibility is useful in managing loan portfolios because it allows for the creation of reports and security protocols.

In general, a DBMS allows bank loan officers an efficient way to analyse their portfolios. They can also keep track of late payments and save time by not having to go through every record individually.