The _____ is the most important U.S. federal statute regarding conditions for handling information regarding credit reporting and financial records.
A. Privacy Act of 1974
B. Data Act of 2000
C. HIPA 1990
D. Privacy Act of 2000
E. FERPA Act of 1999
The Financial Privacy rule requires insurers to provide consumers with a privacy notice _____.
a. at the time the consumer relationship is established and annually thereafter
b. at time of application and monthly thereafter
c. with each billing statement
d. at the time of policy delivery and quarterly thereafter
Which of the following items is something that would typically not be stored in a safety deposit box?
a. rare coins
b. copy of will
c. automobile title
d. marriage certificate
e. checkbook
The document governing privacy protection in Europe is _____.
a. United Nations Declaration of Human Rights.
b. European Convention of Human Rights.
c. Safe Harbor agreement.
d. European Union Data Protection Directive.
The organization that endorses each costumer’s control of his own information and identifies groups and companies that meet its privacy protection requirements is _____.
a. the European Union Data Protection Directive.
b. the United Nations Declaration on human rights.
c. TRUSTe
d. Safe Harbor
An agent representing the seller cannot disclose any confidential information from or about the seller _____.
A. unless it involves latent defects
B. unless it will not harm the seller
C. Either of the above
D. under any circumstances
A proxy is:
a) A legal document that gives a designated agent of a stockholder the power to vote the stock.
b) A contractual commitment by an investor to purchase unissued shares of stock.
c) An amount of assets defined by state law that stockholders must invest and leave invested in a corporation.
d) The right of common stockholders to protect their proportionate interests in a corporation by having the first opportunity to purchase additional shares of common stock issued by the corporation.
e) An arbitrary amount assigned to no-par stock by the corporation’s board of directors.
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